In a world where mobility, convenience, and speed are king, the way we pay is catching up fast. Enter the new wave of SoftPOS (Software Point of Sale) solutions—often dubbed “Tap to More” or “Tap to Everything”—a leap beyond contactless cards toward an ecosystem of smart, hardware-free payments.
This isn’t just about tapping to pay—it’s about transforming any NFC-enabled device into a secure, multifunctional point of sale. And global players like Visa and Mastercard are helping lead the charge.
What is “Tap to More”?
“Tap to More” refers to a family of SoftPOS capabilities that go well beyond basic card acceptance. Think:
- Tap to Add Card: Let customers tap their card on a device to digitize and provision it into a mobile wallet instantly.
- Tap to Authenticate: Authenticate cardholders or validate identity through tap-based interactions, often used for secure login or strong customer verification, replacing one-time passwords (OTP) and 3D Secure (3DS).
- Tap to Pay: Accepting contactless cards and wallets via NFC.
- Tap on Own Device: Letting consumers use personal smartphones as payment terminals.
- Tap to Receipt: Issuing receipts digitally upon tapping to pay.
- Tap to Loyalty: Enabling integrations to CRMs and/or loyalty programs.
Together, they represent a mobile-first commerce platform that turns everyday devices into business enablers.
Why It’s a Game Changer
- No Hardware, No Hassle
The beauty of SoftPOS is in its simplicity; needing only an NFC-enabled device to start accepting payments. No dedicated POS hardware. No Bluetooth dongles. No friction.
This is a lifeline for micro-merchants, field service professionals, delivery staff, and businesses in emerging markets. According to Visa, there are now millions of sellers of all sizes using the technology and nearly 30% of them are new small businesses. - Mobility That Matches Modern Business
SoftPOS is built for the way we work today. Sales happen in salons, street markets, front porches, and even parks—not just behind a cash register. Tap to More empowers merchants to accept payments wherever their customers are.
Need to scale? Just roll out the app on more devices—no new hardware to procure. - Speed Meets Experience
Contactless payments were already fast. With SoftPOS, the experience gets even smoother. No need to pass devices around or wait for printed receipts. A customer can tap, pay, and receive a digital receipt—all within seconds.
It’s not just convenient—it feels modern. The Mastercard Tap on Phone Guide encourages digital receipts as a seamless, eco-friendly solution that enhances checkout speed and customer satisfaction. - Security You Can Trust
SoftPOS apps are built to comply and are certified against the PCI MPoC (Mobile Payments on COTS) standard, which ensures robust protection even on commercial-grade devices. Add tokenization, real-time encryption, and attestation monitoring, SoftPOS delivers security that rivals traditional POS.
Tap to More Isn’t the Future—It’s Here
SoftPOS is already in the hands of delivery drivers, street vendors, and enterprise sales reps alike. What started as a way to reduce costs has evolved into a full-service commerce platform. As the lines between digital and in-person payments, as well as e-commerce businesses and brick-and-mortar stores, continue to blur, SoftPOS is poised to sit at the centre, enabling every phone to become a point of service and growth.
Tap to More is not just a catchy phrase—it’s a real shift in how we think about commerce. At MineSec, we are working actively with acquirers and ISVs to bring the technology to life for merchants around the world. It’s no longer just about payments—it's about empowerment, access, and scalability.
If you're building solutions in the retail, F&B and hospitality space, this isn’t something to watch. It’s something to act on.
Curious how SoftPOS could transform your business or product? Let’s explore what's possible - get in touch today.